Primary and Secondary Responsibility In Auto Insurance: Whose insurance pays the claim?

Zena The Insurance Princess - https://zenatheinsuranceprincess.com/
Whose auto insurance is responsible to pay for an accident when the driver of the car AND the owner of the car both have insurance?💰

Auto insurance claims are never fun, especially when it's not your fault! Most people in these situations want the person who is at fault to take responsibility. They also don't want a claim on their record. But is this even possible?
This video will answer that question! It is about Primary and Secondary Responsibility in auto insurance. You will find out which party is responsible to pay for the accident, and at the end there will be a bonus tip! Lastly this video also explains a CLUE report and how does it affect a driver.